5/20/2011

THE AVERSION TO THE SUBJECT OF LIFE AND HEALTH INSURED FINANCIAL INSTRUMENTS



Life
and health insured financial instruments are tools - two of many financial instruments - nothing more.



Second only to our health, there is only one core financial issue we each have to resolve - and it is not life insured or health insured financial solutions.


Here is the issue - 'How long during your lifetime do you expect to need an income that you are sure is fully sustainable' (i.e., no shortfalls in any given year and no vulnerabilty to the market)?


Sufficient capital which is readily convertible to a guaranteed flow of lifetime income for ourselves and for those to whom we are responsible is what most individuals need.


This is easier said than done.


The key word is 'guaranteed'.


If you have the guarantee nothing further is needed.......

If you don't........it helps to have access to unbiased professional advice

                          ........that is what we do.




Dan Zwicker
Investor Consultant
Toronto, Canada

1 comment:

Dan Zwicker said...

The impact of life and health constraints on our financial resources is not a pleasant subject.

This is the primary reason most individuals are averse to the subject.

The discipline required to confront these issues requires a mindset that is open, confident, trusting and well grounded.

Without these essential traits there is little potential for an open and direct discussion and implimentation of a solution which is the financial equivalent of an MRI