12/31/2008

BEYOND RISK

"Will I be O.K.?"

A direct answer to this universal financial question posed by Wachovia Securities in the US will supply the information necessary to determine whether our financial position today places us beyond the financial risk of depleting our capital or our income prematurely - no matter what the cause - global market volatility - an unexpected loss of our personal health or the loss of our life.Traditionally we deal with the accumulation of personal capital in one of two ways - through the use of registered and non-registered assets.

"THE THIRD ASSET GROUP"

There is a "third asset group" that provides the foundation 'floor' below which our years of effort in accumulating capital cannot be depleted. This term reflects the fact that capital and lifetime income in this third asset group are contractually guaranteed at predetermined levels no matter which of the above unexpected events occur. These are a life insured asset group. They guarantee the maintenance of the capital asset value of our lifetime of personal effort in accumulating both the capital and the income that our capital is capable of producing - no matter what happens in either our global financial environment or to our personal health or our life."Although assets are our currency, our only resource is time."The third asset group guarantees the financial value of our time - past, present or future.In a digitally 'wired' real time IT global world we are fully engaged in and committed to providing real time communication and access to applied solutions through our collaborative Professional Practice.A genuine answer to the simple question at the beginning of this page has been the nucleus of our focus and commitment to professional practice for 30 years.The 'market' is driven by three instincts - greed - fear - preservation. Our passion focusses on the lifetime preservation of capital and income.

We are specialists in Advanced Life Insurance Applications and Estate Planning Solutions.

No comments: